MEXICO CITY, DECEMBER 2ND 2016. CREDITO REAL, S.A.B DE C.V., SOFOM, E.R. ("CREDITO REAL") ANNOUNCES THAT YESTERDAY IT HOSTED ITS "CREDITO REAL'S UPDATE PRESENTATION", DISCLOSING MANAGEMENT'S PERSPECTIVE ON RECENT ECONOMIC AND POLITICAL MATTERS AND THE INFLUENCE OF THESE ON THE BUSINESS AS WELL AS DISCLOSING STRESS AND SENSITIVITY SCENARIOS AND THE EFFECT ON ITS NEAR FUTURE STRATEGY. HIGHLIGHTS DISCUSSED DURING CREDITO REAL'S PRESENTATION INCLUDE:

- CREDITO REAL'S STRENGTH ON ECONOMIC CHALLENGES DUE TO A STRONG CAPITALIZATION, A HIGH PERCENTAGE OF ITS LOAN PORTFOLIO BEING NEUTRAL TO ECONOMIC CYCLES AND CONSIDERABLE AMOUNT OF INTEREST INCOME ON STABLE CURRENCIES AS WELL AS A GOOD BALANCE ON THE ASSETS AND LIABILITIES DURATION, AMONGST OTHERS.

- OBJECTIVE TO INCREASE THE FIXED DEBT FROM 27% TO APPROXIMATELY 45%. - STRESS SCENARIOS REGARDING A MASSIVE IMMIGRANT DEPORTATION IN THE U.S.A AND ITS IMPACT ON CREDITO REAL'S CONSOLIDATED FIGURES.

- STRESS SCENARIOS OF INTEREST-RATE HIKES AND ITS EFFECT ON ITS MARGINS.THE PRESENTATION IS AVAILABLE AL CREDITO REAL'S WEBSITE WWW.CREAL.MX

ABOUT CREDITO REAL:CREDITO REAL IS A LEADING FINANCIAL INSTITUTION IN MEXICO, FOCUSING ON CONSUMER LENDING WITH A DIVERSIFIED BUSINESS PLATFORM IN FIVE MAIN LINES OF BUSINESS: PAYROLL CREDITS, DURABLE GOODS LOANS, SMALL BUSINESS LOANS, GROUP LOANS AND USED CAR LOANS. CREDITO REAL OFFERS ITS PRODUCTS MAINLYTO THE LOW AND MIDDLE SEGMENTS OF THE POPULATION THAT HAVE HISTORICALLY BEEN UNDERSERVED BY OTHER FINANCIAL INSTITUTIONS.CREDITO REAL'S INVESTOR RELATIONS:

PHONES: +52 (55) 5228 9753, +52 (55) 5340 5200EMAIL: INVESTOR_RELATIONS@CREDITOREAL.COM.MX

JONATHAN RANGEL: JORANGEL@CREDITOREAL.COM.MXISRAEL BECERRIL: IBECERRIL@CREDITOREAL.COM.MX

WEB PAGE: WWW.CREAL.MXCREDITO REAL SHARES ARE LISTED ON THE MEXICAN STOCK EXCHANGE UNDER THE TICKER SYMBOL AND SERIES "CREAL*". (BLOOMBERG IDENTIFICATION NUMBER IS CREAL* MM)