56YI Tower 21-1 64

    Northern Rock PLC

RE: NORTHERN ROCK PLC
GBP 615,000.00
MATURING: 20-Nov-2015
ISSUE DATE: 21-Nov-2005
ISIN: XS0236235957

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
21-Aug-2006 TO 20-Nov-2006 HAS BEEN FIXED AT 4.996880 PCT

DAY BASIS 91/365

INTEREST PAYABLE VALUE 20-Nov-2006 WILL AMOUNT TO:
GBP 12.46 PER GBP 1,000.00 DENOMINATION

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881

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