EELN E-Loan (MM)

E-LOAN to Report Fourth Quarter Earnings and Host Conference Call on February 17 PLEASANTON, Calif., Jan. 11 /PRNewswire-FirstCall/ -- E-LOAN(R) (NASDAQ:EELN), an online consumer direct lender, will report its fourth quarter 2004 financial results on Thursday, February 17, 2005 before the market opens and host a live conference call and webcast on the same day at 7:30 a.m. PT. E-LOAN will make its earnings conference call and webcast available to the general public. The call, hosted by Chris Larsen, Chairman and CEO of E-LOAN, can be accessed by dialing 712-257-0021 and referencing the pass code "E-LOAN." A live webcast of the conference call will be available via the investor relations section of the company's website at http://www.eloan.com/. A replay of the call and webcast will be available after 9:00 a.m. PST on February 17, 2005 until 11:59 p.m. PST on February 24, 2005. The replay of the call may be accessed by dialing 402-998-1398. About E-LOAN E-LOAN is an online consumer direct lender dedicated to providing borrowers across the credit spectrum with a more enjoyable and affordable way to obtain mortgage, auto and home equity loans. By making credit scores freely available to consumers and integrating them with a suite of sophisticated advice tools, E-LOAN is pioneering the nascent debt management advice category -- helping consumers proactively manage their loan portfolios to lower their overall borrowing costs. The company relentlessly advocates eliminating the unnecessary processes, fees, hassle, haggle and lack of transparency traditionally associated with the consumer loan experience. Protecting consumers' financial privacy is a paramount concern, prompting E-LOAN to implement industry leading privacy practices and advocate strong consumer financial privacy protection laws. In June 2004, an independent study conducted by TRUSTe and The Ponemon Institute ranked E-LOAN as one of the top 20 most trusted companies for privacy in America. E-LOAN was the highest ranked online financial services company to make the top 20. Consumers can log onto http://www.eloan.com/ or call 1-888-E-LOAN-22 to access E-LOAN's products, services and team of dedicated loan and debt advice professionals. E-LOAN is publicly traded on the Nasdaq National Market under the symbol EELN. From inception through September 2004, E-LOAN has originated and sold over $22.8 billion in consumer loans. This news release contains forward-looking statements based on current expectations that involve risks and uncertainties. E-LOAN's actual results may differ from the results described in the forward-looking statements. Factors that could cause actual results to differ include, but are not limited to, general conditions in the mortgage and auto industries, interest rate fluctuations, and the impact of competitive products. These and other risk factors are detailed in E-LOAN's periodic filings with the Securities and Exchange Commission. Press & Investor Contact: Tiffany Fox E-LOAN 925-847-6314 DATASOURCE: E-LOAN, Inc. CONTACT: Tiffany Fox of E-LOAN, Inc., +1-925-847-6314, or Web site: http://www.eloan.com/

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