First Federal Reports Regular Quarterly Dividend LA CROSSE, Wis., July 29 /PRNewswire-FirstCall/ -- The Board of Directors of First Federal Capital Corp (NASDAQ:FTFC), parent company of First Federal Capital Bank, announced the declaration of the company's regular quarterly dividend of $.15 per share. The cash dividend will be payable September 9, 2004 to shareholders of record on August 19, 2004. First Federal Capital Corp, currently with 22,517,493 shares outstanding, is a $3.7 billion holding company headquartered in La Crosse, Wisconsin. The company's banking subsidiary serves customers throughout Wisconsin, southern Minnesota and northern Illinois through a network of 95 banking facilities. DATASOURCE: First Federal Capital Corp CONTACT: Jack C. Rusch, President and CEO of First Federal Capital Corp, +1-608-796-4242

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