Don’t Be Scrooged by Identity Theft While Holiday Shopping Online
17 Noviembre 2016 - 5:00AM
Business Wire
New LifeLock Survey Shows That a Third of
Americans Are Planning to Do All or Most of Their Holiday Shopping
Online, but Are Still Concerned about Identity Theft
- 80 percent of Americans plan to do
at least some holiday shopping online this year, with a third
planning to do all or most of it online
- 43 percent of online holiday
shoppers* say they will most rely on mobile devices to make
purchases
- Identity theft is still a concern
for 71 percent of online holiday shoppers* vs. 56 percent of
non-online holiday shoppers
- 49 percent say that they would give
up receiving presents this holiday season if it meant their
identity would not be stolen.
One-third of shoppers plan to do all or most of their holiday
shopping online this year and 71 percent of online holiday
shoppers* are concerned about identity theft, according to a new
survey1 conducted online by Harris Poll and commissioned by
LifeLock (NYSE: LOCK), a leader in proactive identity theft
protection.
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Accordingly, many Americans seem to rank protecting their
identities ahead of partaking in holiday traditions with 49 percent
saying that they would give up receiving presents this holiday
season if it meant that their identity would not be stolen.
When asked about things that would ruin their holidays most, 50
percent of Americans said it would be getting their identity
stolen; 22 percent said not being able to share the holidays with
family and friends due to unforeseen issues; 17 percent said not
being able to afford presents for their family and friends; and 11
percent said none of these situations would ruin their holiday
season.
While identity theft is a real threat to consumers, it doesn’t
have to ruin your holidays, according to Paige Hanson, LifeLock’s
chief of identity education. “In general, the more you do and share
online, the more your risk increases to be a victim of identity
theft,” she said. “But there are some simple things you can do to
help protect yourself whether shopping online or in stores.”
Here are five suggestions that can go a long way toward
preventing identity theft:
- Keep a low profile. Be careful
in giving out your personal information to receive promotions and
offers and don’t save your credit card information on retailer
websites, just in case the retailer suffers a breach. You should
also be sure that emails sent to you with promotional links don't
point back to an altered link, often with one or two letters
missing or changed. This could signal a phishing scam, designed to
fool you into entering personal information, like your credit card
number or your email and password, which may be used to compromise
your identity.
- Look for websites with the green
padlock. Ideally, you’re able to do all of your online shopping
with familiar brands that you already trust. When visiting any
website, look for two signs that help indicate that the site is
secure: an icon of a locked green padlock on the left side of the
URL, and “https" in the Web address. Upon checkout, do not submit
your account information if the site does not also ask for the CVV2
security code on the back of your card.
- Pay with a credit card … or
online/mobile payment. Credit cards provide more protection
when it comes to fraudulent activity. You’re not held responsible
for unauthorized credit card purchases (beyond, in some cases, a
$50 fee), but a thief armed with your stolen debit card could wipe
out your entire bank balance, at least until an investigation is
completed. Even better, use an online or mobile payment service
such as Apple Pay, Android Pay or PayPal.
- Don’t use public Wi-Fi – free or
paid. Use your cellular network instead. No matter how trusted
the source, don’t shop via a public or unsecured Wi-Fi network –
you have no idea who may be lurking on it. And that includes paid
Wi-Fi in airplanes and hotels as well. Even a password-protected
Wi-Fi network is only as safe as the other users. A more secure
option is to use your phone’s cellular network, either on the
device itself or as a hot spot for your laptop. Remember that your
phones and computers are also gateways to your personal
information, so make sure they are password-protected.
- Watch your accounts closely.
During high-volume shopping periods like the holiday season, do a
weekly recap of your purchases and check your bank and credit card
statements for unfamiliar charges or activity. Better yet, set up
text and email alerts to keep track of your transactions. And make
it a habit to update your account passwords with unique ones.
* “Online holiday shoppers” means Americans who plan to do at
least some shopping online for the holidays
1This survey was conducted online within the United States by
Harris Poll on behalf of LifeLock from October 20-24, 2016 among
2,001 U.S. adults ages 18 and older. This online survey is not
based on a probability sample and therefore no estimate of
theoretical sampling error can be calculated. For complete survey
methodology, including weighting variables, please contact
media@lifelock.com.
About LifeLock
LifeLock, Inc. (NYSE:LOCK) is a leading provider of proactive
identity theft protection services for consumers and fraud and risk
management solutions for enterprises. LifeLock’s threat detection,
proactive identity alerts, and comprehensive remediation services
help provide peace of mind for consumers amid the growing threat of
identity theft. Leveraging unique data, science and patented
technology from ID Analytics, Inc., a wholly-owned subsidiary,
LifeLock offers identity theft protection that goes beyond credit
monitoring. As part of its commitment to help fight identity theft,
LifeLock works to train law enforcement and partners with a variety
of nonprofit organizations to help consumers establish positive
habits to combat this threat.
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LifeLockSydney Brown, 415-767-7788Media@lifelock.com
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