PVN Providian Financial

Providian National Bank Sells $500 Million of Asset Backed Certificates SAN FRANCISCO, Dec. 18 /PRNewswire-FirstCall/ -- Providian Financial Corporation today announced that Providian National Bank has completed the sale of $500 million of three-year Series 2003-A floating rate Class A asset backed certificates issued by the Providian Gateway Master Trust. The Providian Gateway Master Trust certificates described above have not been and will not be registered under the Securities Act of 1933 or any state securities law and may not be offered or sold in the United States absent registration or an applicable exemption from registration requirements. About Providian San Francisco-based Providian Financial is a leading provider of credit cards to Middle America customers throughout the U.S. By combining experience, analysis, technology and outstanding customer service, Providian seeks to build long-lasting relationships with its customers by providing products and services that meet their evolving financial needs. DATASOURCE: Providian Financial Corporation CONTACT: Jack Carsky, Investor Relations, +1-415-278-4977, or Beth Haiken, Corporate Communications, +1-415-278-4889, both of Providian Financial Corporation Web site: http://www.providian.com/

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