Providian Financial Corporation Announces First Quarter 2004 Earnings Conference Call SAN FRANCISCO, April 2 /PRNewswire-FirstCall/ -- Providian Financial Corporation today announced that it will hold its first quarter 2004 earnings conference call on Thursday, April 22, 2004, at 4:30 p.m., Eastern Time. The earnings release and accompanying financial information will be released shortly before the call and, together with the conference call script, will be available on the Company's web site at http://www.providian.com/. The call will be broadcast live over the Internet through the Investor Relations page of Providian's web site at http://www.providian.com/. Those interested in listening to the live call should go to the web site at least 10 minutes before the start of the call to register and download any necessary software. A replay will be available shortly after the conclusion of the call and archived on the Company's web site. About Providian San Francisco-based Providian Financial is a leading provider of credit cards to mainstream American customers throughout the U.S. By combining experience, analysis, technology and outstanding customer service, Providian seeks to build long-lasting relationships with its customers by providing products and services that meet their evolving financial needs. NOTE: Investor information is available on Providian Financial's web site at http://www.providian.com/. DATASOURCE: Providian Financial Corporation CONTACT: investors, Victoria Nudel, +1-415-278-4282; or media, Alan Elias, +1-415-278-4189, both of Providian Financial Corporation Web site: http://www.providian.com/

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