Insure.com Unveils the Most and Least Expensive Popular Cars to Insure in 2009
16 Diciembre 2008 - 4:30AM
PR Newswire (US)
DARIEN, Ill., Dec. 16 /PRNewswire-FirstCall/ -- Car insurance
premiums can add substantially to the annual cost of operating your
auto. Insure.com has calculated the average national premiums to
insure the nation's 20 best-selling vehicles. Average insurance
premiums for the top 20 selling vehicles in the U.S. Vehicle
Average annual premium 2009 Honda Odyssey $1,216 2009 Honda CR-V
$1,240 2009 Ford Escape $1,245 2009 Ford F-series pickup $1,275
2009 Honda Civic $1,329 2009 Honda Accord $1,331 2009 Chevrolet
Impala $1,348 2009 Chevrolet Malibu $1,355 2009 Ford Fusion $1,363
2009 Ford Focus $1,369 2009 GMC Sierra pickup $1,383 2009 Chevrolet
Cobalt $1,384 2009 GM Pontiac G6 $1,386 2009 Toyota Prius $1,396
2009 Nissan Altima $1,427 2009 Toyota Tundra $1,432 2009 Chevy
Silverado C/K pickup $1,481 2009 Toyota Camry $1,506 2009 Toyota
Corolla $1,538 2009 Dodge Ram pickup $1,553 What makes a vehicle
cost more or less to insure? Car insurance companies focus on "loss
history" for your particular model: Is it stolen frequently? Do
they pay a lot of accident claims for your vehicle? Is it totaled
more than other cars? Are there usually passenger injuries in a
crash? All these factors play into your premium, along with your
own driving characteristics: your age, where you live, your driving
record and your annual mileage. If you're looking to buy a
different car, whether new or used, find out the impact on your
insurance bill before you buy. Even model years of the same vehicle
can carry premium differences depending on their loss histories.
You can compare different vehicles through online quotes, or give
your insurance agent a call to ask for quotes for the vehicles you
are considering. No matter what vehicle you tool around in, you may
be paying more than necessary for insurance. Make sure you're
getting all the discounts to which you're entitled from your
insurance company. Methodology Insure.com's list is based on the 20
best-selling autos in the U.S. through September 2008, according to
Reuters. We assumed a single male driver, age 40, who owns his own
home and car, has a bachelor's degree and no accidents or driving
convictions. The insured works as an administrator in a hospital
and drives 12 miles to work each way, five days a week. The policy
limits for our sample driver were $100,000 per person and $300,000
per accident for bodily injury and $50,000 for property damage.
Minimum Personal Injury Protection (No-Fault) was included where
applicable. The policy has a $500 deductible for comprehensive and
collision losses. Quotes were obtained from six insurance companies
in seven ZIP codes across the nation (where available). The
insurance costs for each auto were then averaged across all ZIP
codes and companies. About Insure.com Originally founded in 1984 as
Quotesmith Corporation, Insure.com owns and operates a
comprehensive consumer information service and companion insurance
brokerage service that caters to the needs of self-directed
insurance shoppers. Visitors to the Company's flagship Web site,
http://www.insure.com/, are able to obtain free, instant car
insurance quotes, instant life insurance quotes, home, business and
health insurance quotes from leading insurers and have the freedom
to buy online or by phone from any company shown. Insure.com also
plays home to over 2,000 originally authored articles on various
insurance topics and also provides free insurance decision-making
tools that are not available from any other single source.
Insure.com generates revenues from receipt of industry-standard
commissions, including back-end bonus commissions and volume-based
contingent bonus commissions that are paid by participating
insurance companies. We also generate advertising revenues from the
sale of Web site traffic to various third parties. Shares of the
Company's common stock trade on the Nasdaq Capital Market under the
symbol NSUR. DATASOURCE: Insure.com, Inc. CONTACT: Amy Danise,
Editor, Insure.com, Inc., +1-860-386-6446, Web site:
http://www.insure.com/
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