LOS ANGELES, March 23, 2019 /PRNewswire-PRWeb/
-- Compare-autoinsurance.org has released a new blog post that
explains why drivers should avoid car insurance lapses and what to
do if they find themselves in this unpleasant situation.
For more info and free quotes, please visit
https://compare-autoinsurance.org/what-to-do-after-a-car-insurance-lapse/
A car insurance lapse means that the vehicle is no longer
insured, not even by the state's minimum requirement. Basically,
the driver is uninsured. There are two main reasons why a driver
would end-up with lapsed coverage: he either has forgotten, or he
has no money to renew coverage. In both cases, it is best to review
the current coverage offers, by using the free online quotes
provided by http://compare-autoinsurance.org
- The first thing to do when discovering a lapse, it to call the
insurance company. In many cases, the driver has simply forgotten
to pay the premiums. However, even unintentional, the company will
still have to apply some rules and negotiate reinstating
coverage.
- Drivers with just a few days of coverage lapse can be easily
reinstated. Furthermore, they can be reinstated by the same
carrier.
- Drivers with longer coverage lapse periods have a different
negotiations outcome. It all depends on the carrier and the
client's history. If the policyholder has been a client for a long
time, he has been a good driver, the company may decide that they
want him back. But in many cases, the driver may have to look for
other insurance providers.
- The reinstatement procedure also differs with each carrier.
Some companies may renew the current policy, while other companies
will ask the driver to reapply for a new, more expensive coverage.
Plus other payment conditions, like electronic payment
methods.
Compare-autoinsurance.org is an online provider of life, home,
health, and auto insurance quotes. This website is unique because
it does not simply stick to one kind of insurance provider, but
brings the clients the best deals from many different online
insurance carriers. In this way, clients have access to offers from
multiple carriers all in one place: this website. On this site,
customers have access to quotes for insurance plans from various
agencies, such as local or nationwide agencies, brand names
insurance companies, etc.
For more information, please visit
http://compare-autoinsurance.org
SOURCE Compare-Autoinsurance.org