ICBC Independence Community Bank (MM)

Independence Community Bank Corp. to Announce 1st Quarter Earnings on April 18, 2005 Conference Call to Follow on April 19, 2005 BROOKLYN, N.Y., April 1 /PRNewswire-FirstCall/ -- Independence Community Bank Corp. (NASDAQ:ICBC), announced today that it expects to report its first quarter earnings via news release on Monday, April 18, 2005 at 4:00 P.M. Eastern Time (ET). A copy of the news release will be immediately available on its investor relations web page at http://investor.myindependence.com/. The Company also announced that it would conduct an earnings highlights conference call hosted by Alan H. Fishman, President & Chief Executive Officer, which will be simultaneously webcast on the Company's investor relations web page at http://investor.myindependence.com/. The conference call will also be available via dial-in: Date of conference call: April 19, 2005 Time of Call: 9:00 a.m. Eastern Time Toll-free dial-in (Domestic): (800) 811-0667 International callers: (913) 981-4901 A replay will be available beginning at 12:00 noon (ET) on April 19th and will be available through 11:59 p.m. on April 29, 2005. Replay # (Domestic): (888) 203-1112 International callers: (719) 457-0820 Replay Passcode: 2403267 Independence Community Bank Corp. is the holding company for Independence Community Bank. The Bank, originally chartered in 1850, currently operates 123 full-service branches located in the greater New York City metropolitan area, which includes the five boroughs of New York City, Nassau and Suffolk Counties and New Jersey. On Staten Island, the Bank's twenty-one branch offices operate as SI Bank & Trust, a division of Independence Community Bank. The Bank has three key business divisions: Commercial Real Estate Lending, Consumer Banking and Business Banking and is actively targeting small and mid- size businesses. The Bank maintains its community orientation by serving its urban communities with a wide range of financial products and by emphasizing customer service, superior value and convenience. The Bank's web address is http://www.myindependence.com/. Statements contained in this news release which are not historical facts are forward-looking statements as that term is defined in the Private Securities Litigation Reform Act of 1995. Such forward-looking statements are subject to risks and uncertainties which could cause actual results to differ materially from those currently anticipated due to a number of factors. Factors which could result in material variations include, but are not limited to, changes in interest rates which could affect net interest margins and net interest income; competitive factors which could affect net interest income and non-interest income, general economic conditions which could affect the volume of loan originations, deposit flows, real estate values, the levels of non-interest income and the amount of loan losses as well as other factors discussed in documents filed by the Company with the Securities and Exchange Commission from time to time. The Company undertakes no obligation to update these forward-looking statements to reflect events or circumstances that occur after the date on which such statements were made. DATASOURCE: Independence Community Bank Corp. CONTACT: Kathleen Hanrahan, First Vice President, +1-718-722-5400, or Frank Baier, Chief Financial Officer, +1-718-923-3506, both of Independence Community Bank Corp. Web site: http://www.myindependence.com/ http://investor.myindependence.com/

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