First American Spatial Solutions Receives Risk Location System Verification From Kentucky Department of Insurance for Tax Databa
10 Agosto 2009 - 12:29PM
PR Newswire (US)
- Accurate, Detailed Premium Tax Database Supports Correct Billing
and Reduces Compliance Liabilities - AUSTIN, Texas, Aug. 10
/PRNewswire-FirstCall/ -- First American Spatial Solutions, a
member of The First American Corporation (NYSE:FAF) family of
companies and a leader in spatial and natural hazard risk
solutions, announced today that it has received official
notification from the Kentucky Department of Insurance that its
premium tax database has been designated as a "verified risk
location system." With this verification, First American Spatial
Solutions can now offer the insurance industry a comprehensive tax
database to alleviate the complexities of tax jurisdiction
assignments in the state of Kentucky. By using a "verified risk
location system," insurers can have greater confidence in the
accuracy of tax information. Insurers will also be protected by the
state of Kentucky's "Hold Harmless" provision and will not be
liable for additional tax or penalties if it is determined that an
address is not properly assigned to its designated jurisdiction. In
order to be classified as a verified risk location system, the
First American Spatial Solutions' premium tax database and decision
engine had to demonstrate accuracy at a rate of 90 percent or
better. The system must undergo recertification every three years.
"Correctly assigning tax jurisdictions and then collecting and
remitting taxes to each taxing locality throughout the state can be
an extremely complex task," said Dan Lawson, director of Tax
Application for First American Spatial Solutions. "ZIP code-based
solutions are prone to errors. Our solution will help enterprises
throughout Kentucky reduce costly audits, customer service problems
and non-compliance issues." First American Spatial Solutions'
insurance premium tax output identifies the lowest level taxing
authority by name and by Federal Information Processing Standards
(FIPS) code. With a special tax-code field, the system also
provides the state Department of Insurance community code for the
city and county and the state coding which allows insurers to
better understand offsets and the minimum tax indicator. First
American Spatial Solutions calculates the distance of the address
to the boundary of the jurisdiction. The premium tax database has
information for 20 states that have a local insurance premium tax
(IPT) that provides several levels of information, including: --
Output of the lowest level taxing authority and any special coding
from the states needed to identify the jurisdiction along with the
standard jurisdiction name and FIPS code -- Easy business rule
development based on match code and distance to jurisdictional
boundary -- Output of fire district name where it is a part of the
jurisdiction for the IPT Developed at a granular level of detail,
using proprietary methodology, First American Spatial Solutions'
databases deliver the most accurate information upon which
insurance companies are able to base the decisions that affect the
insurance enterprise as a whole. Since First American Spatial
Solutions owns and maintains its databases, clients are guaranteed
accurate alignment of data layers, up-to-date information and a
single point of contact for support. For more information, please
visit:
http://www.faspatial.com/index.php/products/databases/tax-databases
About First American The First American Corporation (NYSE:FAF) is a
FORTUNE 500 company that traces its history to 1889. With revenues
of approximately $6.2 billion in 2008, it is America's largest
provider of business information. First American combines advanced
analytics with its vast data resources to supply businesses and
consumers with valuable information products to support the major
economic events of people's lives, such as getting a job, renting
an apartment, buying a car or house, securing a mortgage and
opening or buying a business. The First American Family of
Companies, many of which command leading market share positions in
their respective industries, operate within five primary business
segments, including: Title Insurance and Services, Specialty
Insurance, Information and Outsourcing Solutions, Data and Analytic
Solutions, and Risk Mitigation and Business Solutions. More
information about the company and an archive of its press releases
can be found at http://www.firstam.com/. Media Contact: Carrie
Gaska Corporate Communications The First American Corporation (714)
250-3298 - Investor Contact: Mark Seaton Investor Relations The
First American Corporation (714) 250-4264 - DATASOURCE: The First
American Corporation CONTACT: Media, Carrie Gaska, Corporate
Communications, +1-714-250-3298, , or Investors, Mark Seaton,
Investor Relations, +1-714-250-4264, , both of The First American
Corporation Web Site: http://www.firstam.com/
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