81AQ Hsbc Bk.23

        
 Re:                                                                                               HAPOALIM
INTERNATIONAL N.V.
                                                                                                   USD 390000
                                                                                                   MATURING: 14-Feb-2011
                                                                                                   ISIN: XS0184981891
                                                                                                                              
 PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
 12-Nov-2008 TO 12-Feb-2009 HAS BEEN FIXED AT 2.935000 PCT
  
 DAY BASIS: ACTUAL/360
  
 INTEREST PAYABLE VALUE 12-Feb-2009 WILL AMOUNT TO:
 USD 2925.22 PER USD 390000 DENOMINATION
    
    

Hsbc Bk.23 (LSE:81AQ)
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