PVN Providian Financial

Providian Financial Announces Conference Presentations SAN FRANCISCO, Nov. 7 /PRNewswire-FirstCall/ -- Providian Financial Corporation today announced two upcoming investor presentations at which it will discuss recent business performance and initiatives. On Wednesday, November 12, 2003, the Company is scheduled to make an investor presentation at the JPMorgan Small Cap Conference at 10 AM EST. Warren Wilcox, Vice Chairman, Marketing and Strategic Planning, will deliver the presentation. On Wednesday, November 19, 2003, the Company is scheduled to make an investor presentation at the 2003 Merrill Lynch Banking & Financial Services Conference at 9:40 AM EST. Anthony Vuoto, Vice Chairman and Chief Financial Officer, will deliver the presentation. A live audio-webcast of the presentations will be available on the Investor Relations page of Providian's web site at http://www.providian.com/. Those interested in listening to the live call should go to the web site at least 15 minutes before the start of the call to register and download any necessary software. About Providian San Francisco-based Providian Financial (http://www.providian.com/) is a leading provider of credit cards to Middle America customers throughout the U.S. By combining experience, analysis, technology and outstanding customer service, Providian seeks to build long-lasting relationships with its customers by providing products and services that meet their evolving financial needs. DATASOURCE: Providian Financial Corporation CONTACT: Victoria Nudel, Investor Relations of Providian Financial Corporation, +1-415-278-4282 Web site: http://www.providian.com/

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