BF03 Hsbc Bk.29

RNS Number:5971E
Royal Bank of Scotland Group PLC
28 October 2004


The Royal Bank of Scotland Group plc

28th October 2004

Ulster Bank Finance plc Euro-Commercial Paper Programme

Ulster Bank Finance plc ("UBF"), a subsidiary of Ulster Bank Limited ("UBL"), is
pleased to announce the updating of its Euro-Commercial Paper programme for
2004.

The new UBF programme will be for Euro 5 billion and will be guaranteed by UBL.

Issuance from this programme is expected to commence shortly.

The Royal Bank of Scotland plc acted as programme arranger and will act as
dealer.


The programme has been rated F1+ by Fitch Ratings, P-1 by Moody's and A-1+ by
Standard and Poors.

(This announcement does not constitute an offer or invitation to subscribe for,
or purchase, any securities issued by UBF or UBL and appears as a matter of
record only)





Contacts

Ulster Bank Limited

Gerry Murray

Group Treasurer

George's Quay

Dublin 2

Ireland

Tel: 353 1 608 4898

The Royal Bank of Scotland Group plc

Richard O'Connor

Head of Investor Relations

280 Bishopsgate

London

EC2M 4RB

Tel: 020 7672 1758




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