PVI Private Inv.

    Private Investors Capital Trust plc

                                                                 8 November 2004


The  Board  of Private Investors Capital Trust plc has declared a final  interim
dividend  of 1.4p per ordinary share which will be paid on 19 November  2004  to
ordinary shareholders, and bondholders who have exercised their right to convert
to ordinary shares, on the register on 5 November 2004.


For further information, please contact:

Isobel Hunter / Frances Mullan                              0131 225 8484
Adam and company Investment Management Ltd

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