CCBI Commercial Capital Bancorp

Commercial Capital Bancorp, Inc. (the "Company") (NASDAQ:CCBI) announced today that its subsidiary bank, Commercial Capital Bank (the "Bank"), has hired Mr. Morgan Ferris as a Director of Loan Production in its income property lending division. Mr. Ferris brings to the Bank over 10 years of income property lending experience, focusing predominantly on financing multifamily and commercial investment properties located throughout southern California. Mr. Ferris joins the Bank from the income property lending group at Washington Mutual where he originated over $325 million in multifamily loans during his four year tenure. Before joining Washington Mutual, Mr. Ferris was with Marcus & Millichap Capital Corporation, where he originated over $260 million of multifamily and commercial real estate loans. Prior to Marcus & Millichap, Mr. Ferris was with Hawthorne Savings, where he, as part of a team, funded over $125 million in tract home construction loans throughout southern California. Mr. Ferris holds a bachelor's degree from California State Polytechnic University, Pomona, and a master of business administration degree from Chapman University. Commercial Capital Bancorp, Inc. is a diversified financial services company, with $5.2 billion of total assets, at September 30, 2005. The Company provides depository and lending products and services under the Commercial Capital Bank brand name, and provides 1031 exchange services to income property investors nationwide under the TIMCOR Exchange Corporation and North American Exchange Company brand names. This press release may include forward-looking statements related to the Company's plans, beliefs and goals, which involve certain risks, and uncertainties that could cause actual results to differ materially from those in the forward-looking statements. Such risks and uncertainties include, but are not limited to, the following factors: competitive pressure in the banking industry; changes in the interest rate environment; the health of the economy, either nationally or regionally; the deterioration of credit quality, which would cause an increase in the provision for possible loan and lease losses; changes in the regulatory environment; changes in business conditions, particularly in California real estate; volatility of rate sensitive deposits; asset/liability matching risks and liquidity risks; and changes in the securities markets. The Company undertakes no obligation to revise or publicly release any revision to these forward-looking statements.