Aflac and Trupanion Comment on Renewed S-3 Registration Statement Filed in Accordance with 2020 Shareholder Agreement
04 Diciembre 2023 - 5:30AM
Aflac Incorporated (NYSE: AFL), a Fortune 500 company and
leading provider of supplemental health insurance
in Japan and the United States, and Trupanion, Inc.
(Nasdaq: TRUP), the leading provider of medical insurance for cats
and dogs, jointly announce Trupanion’s renewal of an S-3
registration statement on December 1, 2023. This action is taken in
accordance with the Shareholder Agreement entered into between both
companies on October 26, 2020 and renews the S-3 registration
statement filed on December 1, 2020.
Aflac and Trupanion reaffirm their shared commitment to the
ongoing success of the partnership. This commitment underscores
their mutual dedication to unlocking the significant, long-term
potential of the category and their belief in the products offered
by Trupanion, the largest provider of pet medical insurance in
North America.
About Aflac Incorporated
Aflac Incorporated (NYSE: AFL), a Fortune 500 company, has
helped provide financial protection and peace of mind for more than
68 years to millions of policyholders and customers through its
subsidiaries in the U.S. and Japan. In the U.S., Aflac is the
No. 1 provider of supplemental health insurance
products.1 In Japan, Aflac Life Insurance Japan is the
leading provider of cancer and medical insurance in terms of
policies in force. The Company takes pride in being there for its
policyholders when they need us most, as well as being included in
2023 in the World's Most Ethical Companies by Ethisphere for 17
consecutive years, Fortune's World's Most Admired Companies for 22
years and Bloomberg's Gender-Equality Index for the fourth
consecutive year. In addition, the Company became a signatory of
the Principles for Responsible Investment (PRI) in 2021 and has
been included in the Dow Jones Sustainability North America Index
(2022) for nine years. To find out how to get help with expenses
health insurance doesn't cover, get to know us
at aflac.com or aflac.com/espanol. Investors may
learn more about Aflac Incorporated and the company's commitment to
corporate social responsibility and sustainability
at investors.aflac.com under "Sustainability."
About Trupanion
Trupanion is a leader in medical insurance for cats and dogs
throughout the United States, Canada, Europe, Puerto Rico and
Australia with over 960,000 pets enrolled. For over two decades,
Trupanion has given pet parents peace of mind so they can focus on
their pet's recovery, not financial stress. Trupanion is committed
to providing pet parents with the highest value in pet medical
insurance with unlimited payouts for the life of their pets. With
its patented process, Trupanion is the only North American provider
with the technology to pay veterinarians directly in seconds at the
time of checkout. Trupanion is listed on NASDAQ under the symbol
"TRUP". The company was founded in 2000 and is headquartered in
Seattle, WA. Trupanion policies are issued, in the United States,
by its wholly-owned insurance entity American Pet Insurance Company
and, in Canada, by Omega General Insurance Company. Trupanion
Australia is a partnership between Trupanion and Hollard Insurance
Company. For more information, please visit trupanion.com.
Contact:
Investor Relations
Laura.bainbridge@trupanion.com
Aflac Incorporated Analyst and investor contact -
David A. Young, 706.596.3264 or 800.235.2667 or
dyoung@aflac.com
Media contact -
Ines Gutzmer, 762.207.7601 or igutzmer@aflac.com
Forward-Looking Statements
This press release may contain forward-looking statements within
the meaning of Section 27A of the Securities Act of 1933 and
Section 21E of the Securities Exchange Act of 1934 relating to,
among other things, expectations, plans, prospects and financial
results for Trupanion, including, but not limited to, the success
of the Aflac partnership and ability to unlock long-term value, its
expectations regarding its ability to continue to grow its
enrollments and revenue, and otherwise execute its business plan.
These forward-looking statements are based upon the current
expectations and beliefs of Trupanion’s management as of the date
of this press release, and are subject to certain risks and
uncertainties that could cause actual results to differ materially
from those described in the forward-looking statements. All
forward-looking statements made in this press release are based on
information available to Trupanion as of the date hereof, and
Trupanion has no obligation to update these forward-looking
statements.
In particular, the following factors, among others, could cause
results to differ materially from those expressed or implied by
such forward-looking statements: the ability to achieve or maintain
profitability and/or appropriate levels of cash flow in future
periods; the ability to keep growing our membership base and
revenue; the accuracy of assumptions used in determining
appropriate member acquisition expenditures; the severity and
frequency of claims; the ability to maintain high retention rates;
the accuracy of assumptions used in pricing medical plan
subscriptions and the ability to accurately estimate the impact of
new products or offerings on claims frequency; actual claims
expense exceeding estimates; regulatory and other constraints on
the ability to institute, or the decision to otherwise delay,
pricing modifications in response to changes in actual or estimated
claims expense; the effectiveness and statutory or regulatory
compliance of our Territory Partner model and of our Territory
Partners, veterinarians and other third parties in recommending
medical plan subscriptions to potential members; the ability to
retain existing Territory Partners and increase the number of
Territory Partners and active hospitals; compliance by us and those
referring us members with laws and regulations that apply to our
business, including the sale of a pet medical plan; the ability to
maintain the security of our data; fluctuations in the Canadian
currency exchange rate; the ability to protect our proprietary and
member information; the ability to maintain our culture and team;
the ability to maintain the requisite amount of risk-based capital;
our ability to implement and maintain effective controls, including
over financial reporting; the ability to protect and enforce
Trupanion’s intellectual property rights; the ability to
successfully implement our alliance with Aflac; the ability to
continue key contractual relationships with third parties;
third-party claims including litigation and regulatory actions; the
ability to recognize benefits from investments in new solutions and
enhancements to Trupanion’s technology platform and website; and
our ability to retain key personnel.
For a detailed discussion of these and other cautionary
statements, please refer to the risk factors discussed in filings
with the Securities and Exchange Commission (SEC), including but
not limited to, Trupanion’s Annual Report on Form 10-K for the year
ended December 31, 2022 and any subsequently filed reports on Forms
10-Q, 10-K and 8-K. All documents are available through the SEC’s
Electronic Data Gathering Analysis and Retrieval system at
https://www.sec.gov or the Investor Relations section of
Trupanion’s website at https://investors.trupanion.com.
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